Accidental Death and Dismemberment Insurance

The FFAM offers a low cost way to provide something to those left in the event a member is taken in an accident. This coverage is in effect 24 hours a day and the cause of death does not have to be fire service related. The Dismemberment coverage is for the loss of a limb and pays on a percentage of loss assessed.

The coverage is available in the following amounts:

$1,000, $2,000, $3,000, $4,000, $5,000, $6,000, $7,000, $10,000, $15,000, $20,000 $25,000, $50,000


The cost is $2.00 per thousand dollars of coverage.  There are no age limits with this policy.

There are a few standard exclusions: suicide or any attempt to injure person, infection except pyogenic infection caused wholly by a covered injury, death while at war or any act of war or while in the military service, injury during organized athletic activity, injury while intoxicated or under the influence of drugs or if injured is piloting a plane or skydiving, heart attacks, strokes, medical conditions.  Exclusions not withstanding changes in the policy are listed here.

AD&D Flyer

For more information or to file a claim contact:

c/o Jaime Miller
PO Box 1153
Warrensburg, MO 64093


**This insurance is separate from your membership dues.  There is $1,000 insurance provided with your dues however, members can elect to increase their policy to a designated amount as indicated above.***

**This is not a standard life insurance policy and doesn’t cover medical conditions.  This is an accidental death and dismemberment policy only**